Decision Support

Financial tools & calculators.

Practical tools to help business owners and investors test financing assumptions, understand lender constraints and prepare for more productive capital conversations.

CFM Tools

Clarity before the conversation.

These tools provide an informed starting point—not an approval, valuation or commitment. Actual financing capacity depends on lender underwriting, transaction structure, borrower strength and market conditions.

Commercial Real Estate

Commercial Mortgage DSCR & Maximum Loan Calculator

Estimate the mortgage a property may support based on net operating income, debt-service coverage and loan-to-value. Compare the two common underwriting limits and see which constraint is likely to determine maximum proceeds.

Open the Calculator

Estimate

Net operating income
DSCR-supported loan proceeds
LTV-supported loan proceeds
Indicative equity requirement
DSCR on a proposed mortgage

Need advice beyond the numbers?

CFM can assess the financing requirement, capital structure and likely lender fit in the context of the complete transaction.

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Confidential inquiries welcome.